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Housing
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What is the
Department of Housing and Urban
Development, and what do they
do? |
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The Department of Housing and
Urban Development (HUD) is
the Federal agency responsible
for national policy and programs
that address America's housing
needs, that improve and develop
the Nation's communities, and
enforce fair housing laws.
Although HUD administers many
programs, its major functions
may be grouped into six
categories:
- Insuring mortgages for
single-family and multi-family
dwellings, and extending loans
for home improvement and for
purchasing mobile homes
- Channeling funds from
investors into the mortgage
industry through the
Government National Mortgage
Association
- Making direct loans for
construction or rehabilitation
of housing projects for the
elderly and handicapped
- Providing Federal housing
subsidies for low and
moderate-income families
- Providing grants to States
and communities for community
development activities; and
- Promoting and enforcing
fair housing and equal housing
opportunities.
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Is there a
toll-free number I can call
to find HUD-approved housing
counseling agencies? |
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HUD has a toll-free housing
counseling referral service
that provides potential
homebuyers, homeowners, and
renters with the names and
telephone numbers of their
nearest HUD approved housing
counseling agencies.
Services provided by the
agencies include: first time
homebuyer information,
mortgage default and
delinquency counseling,
reverse mortgage (HECM)
counseling, financial
management and property
maintenance guidelines.
Toll-Free Housing Referral
Service
1-800-569-4287
1-800-358-6216 (TDD)
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